$820,489,313.81 in loans created!
Lending or borrowing money with someone you know?
LendingKarma can help!
Avoid the unhappy endings and instead create happy memories by using LendingKarma to formalize and track your loan.
Our products have helped countless others succeed with personal loans, they can help you too!
Key Benefits
Save Time!
Our online software sevice can help you create your legally binding custom loan agreement in minutes!
Save Money!
For a fraction of what you'd pay for a lawyer, our service can guide you through the entire process.
Save Hassle!
Remembering to keep up with payments or worse, having to hassle others about payments, is a pain. Our payment reminders can help.
Easily Track Repayment!
Our simple but powerful payment tracker helps keep your loan current and accurate.
Protect Relationships!
LendingKarma can help stop disagreements and problems before they start, and help you protect your relationship!
Stay Organized!
LendingKarma grants permanent access to your loan document, tax reports, and loan details for all loan participants.
“LendingKarma has made it extremely easy for me to invest in businesses with confidence. Their loan agreements are concise, thorough and easy for all parties to understand. The best part of their service is that you can track your loan's payments online so easily and it calculates everything out with ease. I highly recommend them to anyone who is lending money whether it’s to a friend or a small business – their service is so professional and easy it makes the lending process painless!”
Select The LendingKarma Custom Loan Agreement Product That's Right For You!
- LendingKarma Basic includes a custom PDF loan agreement and the ability to receive email payment reminders.
- LendingKarma Premium includes all the features of the basic product, plus end of year reporting to help with taxes, and access to our flexible online payment tracker.
| Product Features | LendingKarma Premium | LendingKarma Basic |
| Legally Binding Loan Document (View sample loan document) |
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| Support Secured and Unsecured Loans | |
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| Legally Binding in all 50 States | |
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| Online Storage for Your Document | |
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| Clear Step by Step Instructions | |
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| Payment Schedule | |
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| Email Payment Reminders/Statements | |
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Online Collaboration With All Loan Participants
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| Record of All Loan Activity | |
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Online Payment Tracking
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| Monthly Loan Statement | |
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| End of Year Reporting | |
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Modify Loan During Repayment
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| Price |
$59.95 (One time fee per loan) |
$29.95 (One time fee per loan) |
If you have any questions feel free to contact us.
LendingKarma has been featured in:

Online Collaboration With All Loan Participants